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Experience design · Toronto

27 years of shipping things people actually use

I started with an online skate shop in Dubai in 1999, and since then I’ve worked through agencies, a civic startup I co-founded, a life sciences platform and 8 years inside a bank. Today I run 4th Culture (opens in a new tab), my independent practice for product strategy, design leadership and delivery.

The short version

I’ve led product strategy and design in financial services, health, mobility, retail and public information systems. That’s been agency side, startup side and inside the enterprise.

200+ Organizations the work has shipped for
12 Awards for the work
2 Patents filed out of the TD work

Career

The whole run, in order

Case studies, by request →

Principal 4th Culture (opens in a new tab) – present

4th Culture is an independent practice built to make technology more expressive and recognizably human without surrendering judgment, and to shape products specific enough to belong to the people they serve. I still do the building myself, and I bring in specialists when the work calls for them.

TD (opens in a new tab) –
Manager, Experience Design –

I managed people in TD Invent’s Human-Centered Design Practice and led design teams across Wealth, on WebBroker, Web Business Banking, TD Asset Management and EasyWeb. The work led to 2 patent filings, and The Globe and Mail ranked TD Direct Investing Canada’s top digital brokerage in 2023, 2024 and 2025.

Experience Design Lead –

I was the UX lead in the same practice, working across WebBroker, Web Business Banking, Business Central, TD Asset Management, Global Investment Solutions, EasyWeb and MyInsurance.

Klick (opens in a new tab) –
Director, Product Design –

I directed product design on KINETiQ, Klick’s life sciences brand management platform.

Director, User Experience –

I directed user experience on Circulation, a non-emergency medical transport platform built with Uber (and later Lyft). LogistiCare acquired it in 2018 for $57.5M.

President & Co-founder TowIt (opens in a new tab) –

We built a civic app for reporting congestion and parking violations, and it got its own Wikipedia entry and a run of national broadcast interviews. My part was everything from research and product to press and government relations.

Product Designer BNOTIONS (opens in a new tab) –

With the managing partner, I built the product design practice, including the process, the templates and the measures it needed to scale. Clients included American Express, Chapters Indigo, StubHub and C Spire.

Interaction Designer Blast Radius –

I was the link between client stakeholders and the delivery teams on mobile and enterprise work for BMW, Land Rover, Nike, Microsoft, Hugo Boss and Novartis.

Art Director Mouth Media –

I art directed a team of hybrid designer-developers on dozens of sites, from the information architecture to the front-end build. Luminato, Mirvish and the Gardiner Museum were among them.

Partner & Creative Director Chiqpea –

We started a freelance-first agency during the downturn and worked with talented freelancers the recession had laid off. In that period I was voted one of Marketing Magazine Canada’s top 25 creative professionals.

Interactive Designer & Developer Freelance –

I took contract work through Trapeze Media, Youthography, Henderson Bas and Indusblue, covering information architecture, art direction, front-end and sound design. Jaguar, Ubisoft, Mattel and Pizza Hut were among the clients.

Mindblossom (opens in a new tab) –
Senior Designer –

I did design and front-end work on digital transformation sites, and this is where I moved off table layouts onto pure CSS. Clients included The Home Depot, Samsung, Volvo, eBay and Kijiji.

Designer –

I was still a student at Toronto Metropolitan University, making banner campaigns and microsites for clients like eBay and MSN.

Founder Boardwise –

I ran the first online skateboard shop in the Middle East out of Dubai, which meant the wholesale supply and logistics partnerships, the inventory, the marketing and the storefront itself. Dubai has since hosted the X Games.

Practice

  • Executive design leadership & stakeholder alignment

  • User research & insight synthesis

  • Market, competitive & heuristic evaluation

  • Behavioural and product analytics

  • Service and system mapping

  • Product definition & roadmap shaping

  • Experience design & prototyping

  • Design systems & front-end implementation

  • Experimentation & optimization

Industries

  • Financial services & fintech

  • Health, pharma & life sciences

  • Mobility, automotive & transportation

  • Retail, commerce & consumer brands

  • Media, entertainment & gaming

  • Hospitality, tourism & events

  • Real estate & property

  • Marketing, advertising & communications

  • Public and environmental information systems

Speaking & education

Invited to explain the work

2013–2016

Recommendations

In their words

Read all 18

  1. A rare breed of UXer who understands all angles of his craft

    Michael Melnick

    Now SVP Experience Design, Klick Health

    Managed Michael directly · 2018

  2. His leadership was critical to our success.

    Keith Liu

    Now EVP Corporate Strategy, Klick Group

    Managed Michael directly · 2018

  3. Incredibly knowledgeable in user experience design and information architecture

    Alkarim Nasser

    Now Product Growth & AI Leader, Google

    Managed Michael directly · 2016

Companies & clients

200+ organizations, and counting

Studio work runs through 4th Culture (opens in a new tab)

Agency

Blast Radius (opens in a new tab) BNOTIONS (now Symbility Solutions) (opens in a new tab) Crate Digital Cummins&Partners Dashboard (opens in a new tab) Henderson Bas Holmes Creative Communications Indusblue (opens in a new tab) Juniper Park (now TBWA) (opens in a new tab) Klick (opens in a new tab) MacLaran Momentum Match Drive Mindblossom Mouth Media Partners+Edell Publicis Groupe (opens in a new tab) Pylon Relish Interactive (now Relish Studios) (opens in a new tab) Spark Internet Marketing Corporation Trapeze Media Twist Image (now Mirum) Wunderman (now VML) (opens in a new tab) Youthography

Arts & Culture

Automotive

Education

Finance

Government

Health & Life Sciences

Hospitality & Travel

Aviatrans Ocean Shores Vacations Pacific Western Transportation (opens in a new tab) Pizza Hut (opens in a new tab) Starport Marina Stirling Room

Industrial

AJM Solutions Group EA Chemicals & Mining

Law

Conyers Dill & Pearman (opens in a new tab) Dolgin Professional Corporation No Points Traffic Tickets SkyLaw Professional Corporation

Local services

MyLaundryBag Sensational Signs The Mezzanine Group

Media & Entertainment

Non-profit

Real Estate

EMIX Ltd. Migson Public Storage Ontario Real Estate Association (OREA) (opens in a new tab) Zamani Homes

Retail & CPG

Sports

Telecom & Tech

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